First-Class Banking Comes Standard — Get Paid Up to Two Days Earlier with Direct Deposit.
With Kleberg Bank’s Early Direct Deposit*, you can access your paycheck or government benefits up to two days sooner—at no extra cost. It’s simple and automatic. If you already have direct deposit set up with your employer, you’re automatically enrolled—no forms, no hassle.
Don’t have direct deposit yet? Getting started is easy!
- Visit the Document Center to download the Direct Deposit form.
- Submit the Direct Deposit form to your employer, and you’re good to go.
Early Direct Deposit* is available with all Kleberg Bank personal checking accounts, helping you enjoy faster access to your money without any fees. It’s just another way first-class banking comes standard.
FAQs to Help You Learn More About Early Direct Deposit*
Early Direct Deposit is a service that comes with your Kleberg Bank personal checking account in which we credit your eligible direct deposit transaction up to two business days early. If you are already signed up for direct deposit, then you will be automatically enrolled. If you don’t have direct deposit, you must set up direct deposit with your employer.
The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early.
No enrollment is necessary. If you are already signed up for direct deposit, then you will be automatically enrolled. If you do not have direct deposit, you must set up direct deposit with your employer.
Visit the Document Center located on this website or click here to access the Direct Deposit form. Once completed, it must be submitted to your employer for processing.
Eligible transactions are certain ACH credit transactions, such as payroll, tax refunds, government benefits, military pay and pensions. We rely on ACH transaction coding sent to us by the payer to determine if the transaction is eligible for early direct deposit. Some deposits, such as peer-to-peer payments (Venmo, Cash App, etc.) or transfers between accounts, may not be eligible.
Early Direct Deposit is available for all Kleberg Bank personal checking accounts. First-Class Banking Comes Standard—Get Paid Up to Two Days Earlier with Direct Deposit.
Nothing. There is no charge for early Direct Deposit. First-Class Banking Comes Standard—Get Paid Up to Two Days Earlier with Direct Deposit.
There are a few reasons why a deposit may not arrive early, including:
- The payer sent the deposit on the normal payday, not early.
- The deposit is not eligible for early access based on the type.
You should first check with your employer, benefits provider, or payer to confirm when the payment was sent. If you still have questions, you can contact the Customer Service Center in Kingsville at 361-592-8501 or Corpus Christi at 361-850-6800 from 7:30 a.m. to 6:00 p.m. Monday through Friday and 8:00 a.m. to 1:00 p.m. on Saturday, or visit a Banking Center in-person for assistance.
You can set up an alert to notify you when you receive a direct deposit. Use the convenient tools in online banking and the mobile app to set up account alerts to help you manage your account and keep track of balances. Learn how with this quick tutorial:
*Early Direct Deposit effective as of April 1, 2025. Early Direct Deposit offers credit of your direct deposit to your account up to two (2) days early depending on timing of payer’s submission of deposits into our Automated Clearing House (ACH) database. Direct Deposit and early payment of funds are subject to timing of originator funding. We recommend that you do not write checks or authorize any other withdrawals against your directly deposited funds until you verify that they have been posted to your account. Kleberg Bank cannot assume any liability for not depositing these funds into your account early. Offer subject to change without notice.